Buying your first home is an exciting event for a young couple, but home ownership comes with a lot of responsibilities. In fact, before you can close on the house and take possession of it, you will need to complete many steps, and one step will be to get home insurance on the house. When banks issue loans for homes, they always require the borrowers to have home insurance, and here are a few things you should know about this.
Running a business out of your house can be a great way to earn a living without paying extra expenses related to renting an office or building. If you recently started a business out of your house, you may want to do a little research to see if you need to add insurance coverage to your home insurance policy. Here are a few things to consider that will help you determine if you need extra coverage.
There are so many different factors that can affect the amount you pay for insurance coverage on your vehicle, but did you know that getting married and having a child are things that can help you save money on your auto insurance? Here are several things you should know about the effects marriage and becoming a parent can have on your auto insurance rates.
Married drivers are safer drivers
According to statistical information, people who are married are safer drivers.
It's not exactly common to hear that an individual carries an SR22 endorsement on their auto insurance policy. However, if you have been labeled a high-risk driver, it's very likely that you will be required to carry this on your insurance plan. Since this endorsement is not well-known, there are a number of misconceptions surrounding it. If you are being required to add this to your coverage, you need to be able to discern fact from fiction.
Everyone knows that homeowner's insurance will very likely cover wind and fire damage, but some confusion exists about the issue of water damage. There is a possibility that you may not have the coverage that you think you have and that you need. Read on to learn more about getting insured for several types of water damage.
Leaks from inside the home.
Everywhere there are water pipes, there is the potential for a leak.