Running a business out of your house can be a great way to earn a living without paying extra expenses related to renting an office or building. If you recently started a business out of your house, you may want to do a little research to see if you need to add insurance coverage to your home insurance policy. Here are a few things to consider that will help you determine if you need extra coverage.
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There are so many different factors that can affect the amount you pay for insurance coverage on your vehicle, but did you know that getting married and having a child are things that can help you save money on your auto insurance? Here are several things you should know about the effects marriage and becoming a parent can have on your auto insurance rates.
Married drivers are safer drivers
According to statistical information, people who are married are safer drivers.
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It's not exactly common to hear that an individual carries an SR22 endorsement on their auto insurance policy. However, if you have been labeled a high-risk driver, it's very likely that you will be required to carry this on your insurance plan. Since this endorsement is not well-known, there are a number of misconceptions surrounding it. If you are being required to add this to your coverage, you need to be able to discern fact from fiction.
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Everyone knows that homeowner's insurance will very likely cover wind and fire damage, but some confusion exists about the issue of water damage. There is a possibility that you may not have the coverage that you think you have and that you need. Read on to learn more about getting insured for several types of water damage.
Leaks from inside the home.
Everywhere there are water pipes, there is the potential for a leak.
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Small home businesses are in just as much need for commercial insurance as larger, office-based counterparts. In some ways, insuring a small home business is even more important; it protects you from personal liability in matters that should really take their toll on your business insurance. Here are some types of commercial insurance to consider for your home business.
General Liability Insurance
The first thing that many new businesses opt for is a general liability insurance that covers a wide range of issues, such as problems with your product or service, damages to your product or business equipment, and complaints of on-site injuries from your clients.
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