When you have a roommate, you have to get used to a certain level of sharing. Sharing cleaning duties, bills, and even food at times can be to the benefit of both of you. If the two of you are young and on good terms, it may be a good idea to share car insurance as well. Here are three reasons why you should consider putting your friend and roommate on your auto insurance policy.
If you own your own property, you likely have property insurance. Lightning that strikes a home or property is an example of an unforeseen occurrence that could result in you needing to file a timely claim. The following points will help you to better understand what you need to observe and do after severe weather involving lightning occurs.
Start with preventive measures if there are not any in place.
Invest in surge protectors to protect electronics.
If you don't have your business insured against cyber attacks, you might be setting yourself up for a catastrophic event. Cyber attacks don't just happen to large corporations. They happen to small mom-and-pop enterprises, as well. In fact, virtually any business that utilizes the internet is in danger of falling victim to a cyber attack. If that happens, the effects could be devastating, especially if you're not insured. Here are three things you need to know about cyber attacks.
Homeowners' insurance includes coverage for personal injury liability. This means the insurance will take over your liability if someone gets injured in your home. Some policies also cover injuries caused by members of your household, including pets, away from the home. However, there are a few exceptions you ought to know about. Your homeowners' insurance isn't likely to cover these injuries:
Injuries Covered By Auto Insurance
As mentioned above, homeowners' insurance may cover injuries caused by you or members of your household away from home.
When you own a business, it is important to realize that there are people who may come into your business and claim they were injured when really they were not. They may say that they slipped and fell or that something fell on them while they were in your establishment so that they can make a claim with your insurance company. Use the guide that follows to learn how to help your insurance company prove that someone was not really injured in your business.